VA figures effective December 1, 2025
Veterans Benefits for Home Care
Aid and Attendance adds to a VA pension for people who need another person’s help with daily activities. Here’s who qualifies, the current figures and where to apply.
The pension
Aid and Attendance is an add-on. A VA pension comes first.
The care need
At least one qualifying requirement, such as needing another person's help with bathing, feeding, and dressing.
The rate
The yearly maximum that applies, shown with the date it took effect.
VA Aid and Attendance is a Veterans Pension add-on for people who get a VA pension and need another person's help with daily activities like bathing, feeding, and dressing, and it is the main veterans benefit families use to pay for home care; the VA, not Endurance Home Care, decides who qualifies.
We don't take Medicare, Medicaid or VA benefits as payment. Families pay privately, or claim the cost back from a long-term care insurance policy. Aid and Attendance is still well worth understanding, so here are the rules and the current figures.
A VA pension comes first. Aid and Attendance is added to it.
Aid and Attendance is an add-on for people who already receive a VA pension and who meet at least one qualifying care-need requirement. One of those is needing another person to help with daily activities like bathing, feeding and dressing.
The VA decides who qualifies, so questions about your own claim go to the VA. Its Aid and Attendance page is the place to start. What a registered Connecticut agency can tell you is what the current rules say, what this year’s figures are, and what the benefit tends to fund once it’s in place. It’s one of several ways to pay for home care, and for many veteran households it is the largest one.
The current figures, and when they apply
Three figures matter most, and each one runs on the VA’s own cycle. The two pension rate ceilings took effect with the December 1, 2025 cost of living increase, and both are stated for a veteran with no dependents. The net worth limit applies from December 1, 2025 through November 30, 2026.
Housebound and Aid and Attendance are separate determinations with separate ceilings. For a veteran with no dependents, the difference between them is $7,780 a year. Which one applies depends on care needs, not on which figure is larger.
These figures change every year, so we date them. If the date above has passed, call and we will check the current one with you, or see the VA’s pension rates page.
Aid and Attendance or Housebound, but not both
The VA treats these as two separate benefits on the same pension. Start from the help someone needs day to day, and that points to the one that fits.
Aid and Attendance
$29,093
Veteran with no dependents, effective December 1, 2025
Where another person is needed to help with daily activities like bathing, feeding, and dressing.
Housebound
$21,313
Veteran with no dependents, effective December 1, 2025
The other determination on the same pension, with the lower of the two yearly ceilings.
You cannot get Aid and Attendance benefits and Housebound benefits at the same time
If you’re not sure which one applies, the VA can tell you, and with us it’s a short conversation rather than a long one. Bring the award letter and the week you’re trying to cover, and we’re glad to talk it through with you.
- personal care
- homemaking
- companion care
- transportation
- medication reminders
- safety supervision
Planning private care alongside a VA pension
Aid and Attendance raises a pension ceiling. It doesn’t buy a named service, so when you plan care at home, start from the hours the week needs and the kind of help that would make it easier. What it funds in practice is hours, and households generally put it against part of the week and cover the rest directly. The ceiling is a cap on a pension, not an estimate of what a schedule costs, and the two rarely meet in the middle.
Endurance is a Connecticut registered Homemaker Companion Agency. The help we provide privately covers personal care, homemaking, companion care, transportation, medication reminders and safety supervision. We provide personal care in Connecticut and New Jersey. In New York we provide companion care, by the hour, overnight, live-in or around the clock. A registered nurse visits at home and writes the care plan with your family, and a Care Manager keeps you updated as needs change. The Client Support Line is (203) 936-6847, and a person answers it.
Other ways families pay for care
If a VA pension isn’t an option, or doesn’t cover everything, these are two other places to look. Both carry more Connecticut families than the VA route does.
Connecticut's home care program for elders has its own eligibility rules and its own application, separate from the VA.
If there’s a long-term care insurance policy, families can use it for care with us, and we help with the policy paperwork. A policy bought years ago may already cover the exact hours you’re planning, and what it pays depends on its own terms. Here’s what a long term care policy pays for home care.
Questions families ask about VA benefits
Which veterans benefits for home care can you use?
The main one is VA Aid and Attendance, an add-on for people who get a VA pension and meet at least one care-need requirement, such as needing another person's help with bathing, feeding, or dressing. Effective December 1, 2025, the maximum annual pension rate for a qualifying veteran with no dependents is $29,093 with Aid and Attendance, and the pension net worth limit is $163,699 through November 30, 2026.
Can a veteran get Aid and Attendance and Housebound benefits at the same time?
No. The VA states you cannot get Aid and Attendance benefits and Housebound benefits at the same time. For a veteran with no dependents, Housebound raises the pension cap to $21,313 while Aid and Attendance raises it to $29,093, so which fits turns on your care needs.
What is the VA net worth limit for pension benefits in 2026?
From December 1, 2025 to November 30, 2026, the net worth limit to be eligible for Veterans Pension benefits is $163,699. Aid and Attendance is added to the pension, so the same limit applies when families plan how to pay for help at home.
Bring the award letter. We will read it against the week you are trying to cover.
Home care across Connecticut and New Jersey, and companion care in New York, from an agency licensed by the state as HCA.0002450. Tell us what the week looks like, and we’ll talk through private care and long-term care insurance with you. The first conversation is free, and nothing starts until you say so.